The 2026 Early Retirement Incentive window is running two to four times normal volume. Here’s how Canadian CFOs and HR leaders can model the full liability, cap the window, and redesign the group benefits plan for the workforce that’s left.
Renewal is the most practical window to compare your group benefits options. This guide helps Edmonton employers know when a market review makes sense and how to approach it.
Before accepting your next renewal, use this checklist to review claims trends, coverage fit, service quality, and plan structure — with guidance for employers with 10 to 50 staff.
Key Takeaways Neutralizing Renewal Shock: Transitioning to a Hybrid model allows mid-market firms to escape
Conclusion: Protect Your Team, Grow Your Business Key Takeaways Group benefits can help businesses support
Conclusion: Protect Your Team, Grow Your Business Key Takeaways The importance of group benefits extends
Alberta Blue Cross is the largest carrier for Individual Products in Alberta
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A Health Spending Account (HSA) lets incorporated small business owners pay for personal health and dental expenses using pre-tax business dollars.
It works like a health expense reimbursement plan—your corporation pays for eligible medical expenses, and the cost becomes a tax-deductible business expense. The reimbursement is tax-free to you.
100% tax-deductible to your business
Tax-free benefits for you
More flexible than traditional insurance
No monthly premiums
To setup a Health Spending Account, you need to either have a Corporation which you are an employee (drawing T4 or taxable income), or be a Sole Proprietor with at least one arms length employee. This would be an employee who is not related to you.
